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Longstay & Backpacker

Travellers taking extended trips abroad of up to 18 months.


Three levels of cover to choose from – you can choose Backpacker, Longstay or Longstay Plus cover. Recognising that backpackers only require essential covers, Backpacker provides cover for cancellation/curtailment, personal possessions, emergency medical expenses, personal liability and personal accident. Longstay & Longstay Plus provides higher limits and additional cover for departure delay, missed departure, possessions delayed in transit, personal money & travel documents and legal advice & expenses.

Return home at no extra charge! – for those wishing to break their trip midway, the insured can return home, say, at Christmas or Easter. The policy provides cover for up to two trips home (maximum 21 days per trip) during the policy period.

Free sports & activities cover – a wide range of activities are included free of charge under both Longstay, Longstay Plus and Backpacker with Activity Pack 1. Other activities may be covered under Activity Packs 2, 3 or 4 on payment of an additional premium. See Underwriting Guide for further details.

Excess waiver option – for a single additional premium the standard claims excess can be deleted (this will not apply to any additional excess imposed following a call to Travellers HealthCheck).

24hour medical emergency assistance – a 24 hours a day, 7 days a week, 365 days a year helpline is provided for assistance in the event of a medical emergency abroad.


Available to UK and Channel Islands residents, who have not spent more than 6 months abroad in the last 12 months.


Longstay & Longstay Plus – From age 16* or up to age 75 if travelling to European, Australia and New Zealand destinations.
Longstay & Longstay Plus – From age 16* or up to age 69 if travelling to Worldwide destinations.
Backpacker – From age 16* or up to age 39.

*when travelling independently from an insured adult.


Periods from 1 month up to a maximum trip duration of 18 months.


This policy may not provide cover for re-occurring or pre-existing medical conditions; however some cover may be available by contacting Travellers HealthCheck. See page 2 of the Insurance Policy for further details.


Union Reiseversicherung AG and administered in the UK by Travel Insurance Facilities plc.


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    P J Hayman & Company Limited. Registered in England No 2534965. Registered Office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. P J Hayman & Company Limited is authorised and regulated by the Financial Conduct Authority. Our FS register number is 497103. You can check this by visiting or calling 0800 111 6768 or 0300 500 8082.